Do You Need all Cash within Two weeks? If not then our Assisted Sale Purchase can make you an upfront payment from the equity in your house on Day 1 and the balancing payment settled on final resale.

Different to many of our competitors who may just be able to offer a straight cash sale we also have a variety of other options available. For example, our market leading Assisted Sale is a popular choice and allows us a bit more time to achieve a great price for your home, often the price we can pay is around 10% more than the highest cash offers available.

• Essentially it’s an exchange with a delayed completion The amount we agree to buy your house for is set in stone and we can exchange quickly – In as fast as 7 days.

• You receive an upfront payment of the agreed purchase price on Day 1 – This is a payment from the equity in your home.

• We take over the responsibility of the property on exchange – You have to move out.

• Completion is guaranteed and further supported by our cash fund.

• You typically receive 10% more than the highest cash offer quotes available.

There are other favourable options available, so please take the time to contact our purchasing team today. We usually offer both a quick cash sale quote and an Assisted Sale quote. If you don’t need all the cash in a particularly fast time i.e within a couple of weeks and you have up to 3 months available until you need to fully complete then our Assisted Sale offer allows you to achieve both a guaranteed sale and an amount that's closer to the market value of your home.

At Direct House Buyer we wish to provide our sellers with a offer that’s as near to the 100% market value as possible. For that reason it’s important to take care with any price reductions you make so that you don’t unwittingly affect the true value of your home. It’s difficult to imagine that your house value could be affected through your own actions but it can.

Usually by the time our customers contact us their properties have been on the market for longer than they initially anticipated and quite often they would have already reduced their asking price. This is usually through the suggestion from their estate agent who realistically has little power to attract new buyers. They ultimately want to sell your home and don’t always have the sellers best interests at heart. If you express to your agent that you wish to sell your house quickly and in turn they suggest that you reduce your asking price they probably won’t caution you that this will in effect lower the market value of your house.

In practice it’s a surveyors job to determine the market value for your home and even if the surveyor truly believes that your house is worth more than what you are asking, unfortunately they can’t value your house at a higher price than what is advertised and in their opinion it’s current price is the market value. At the same time even if you take the house off the market or put the price back up it’s the surveyors job to check Rightmove Plus which shows a historical database of listed prices and once again they won’t value your home any higher than the lowest price it was recently advertised at. The same applies to a mortgage lender, they wouldn’t wish to pay more for a house now than if they could have bought at cheaper price and limited their exposure a few weeks back, they would establish the previous listed price as the current market value particularly if it didn’t sell at that lower price. Here at Direct House Buyer we want to give you as high a offer as possible so that you will be happy to sell to us and happy with the price you achieve. All our offers are based upon your homes current market value so please contact us first.

The quickest form of transaction of selling through Direct House Buyer is to complete via a straight cash sale, you can sell your house fast in a hassle free way and at a timescale that suits your situation, usually within two to three weeks. Similar to other industry leaders our cash offer will not be as close to the market value as some of our other options that are available. Typically, cash offers are usually around the same mark throughout the industry, however we will always endeavour to provide a better quote than others can even for our cash offer deal. If you don’t necessarily need to complete within a couple of weeks and have more time on your hands then we have other options available such as an assisted sale which has a pre-agreed price, exchange and then a slightly delayed completion (typically 3 months) which will result in you receiving a higher price that's closer to the market value of your property.

How Fast Are Houses Selling On The Open Market

The Rightmove House Price Index shows the average UK house price for a given month based on asking prices from sellers, it's a good indication of the real time sentiment in the market from sellers. However, to see the sentiment from buyers it is important to also look at other indices that are based on sold prices, such as data from The Land Registry. The recent report from Rightmove for November shows that house prices have had a large following two consecutive months of rises. The average house price now stands at £362,143 and shows a monthly decrease of -£6,088 which is a 1.7% fall. The full report can be seen here for November's figures.

It is known that house prices typically fall at this time of year in an attempt to attract buyers who may otherwise be occupied with the Christmas festivities. However, the fall of 1,7% shows the largest decreases in house prices recorded for November in the past 5 years. This may be because sellers have been unrealistically holding their asking prices strongly and refusing to lower them, seeing that only a year ago their property would have reached an all time property price high. It is of course difficult to admit that you may have to sell your house at a cheaper price than it once was. Sellers are also having to realise that there isn't such a shortage of stock available and levels have returned to being just 1% less than what was seen before the pandemic in 2019.

A summary of the fastest moving regions through to the slowest for figures produced in November can be seen in the table below, it shows the average amount of days that it takes to sell a house in The UK. The time it takes to secure a buyer is 3 days slower than last month. At the bottom end of the table Wales and East of England both take 69 days to secure a buyer. At the other end of the scale Scotland remains the fastest region to sell a house taking 33 days to sell a house, which is a couple of days slower than recorded last month.

1. Scotland – 33 Days
2. North East – 57 Days
3. West Midlands – 59 Days
4. Yorks & Humber – 62 Days
5. South West – 62 Days
6. North West – 63 Days
7. South East – 67 Days
8. London – 67 Days
9. East Midlands – 68 Days
10. East of England – 69 Days
11. Wales – 69 Days

UK Monthly Change In The Time It Takes To Find A House Buyer

The below list shows the monthly change in the amount of days it takes for a seller to find a buyer who has agreed to buy their house. The figures produced by Rightmove show the difference in time for properties that have been advertised "For Sale" and then changed to "STC" (subject to completion). The most recent figures show that it took an average 62 days to sell a house in the UK during October, this is three days slower than last month. It should be noted that at the same time last year it took 40 days to sell a house so it is currently taking 22 days longer to sell a house than the faster moving market that we saw last year.

The Fastest Moving Areas News Stories

The UK House Price Index is the most accurate source of information as it is based on sold prices recorded at The Land Registry, it shows that the average house price was £291,385 for figures reported for September, a rise of just £384 from the previous month. Almost all of this year's house price falls have been eradicated. It's important to bear in mind that The Land Registry is always a couple of months behind.

The Bank of England Interest Rate has remained at 5.25% for a second month in a row. This is further confirmation that the base rate may have peaked. Furthermore, if The Bank of England did hike the base rate further it may cause some panic in the market and show that the Government would have done a U-turn. It also seems that the general sentiment from the press is that the series of interest rate hikes have now peaked. The same can be seen across the Atlantic and in The USA the Federal Reserve have also paused their interest rate hikes. The next interest rate decision from The UK is on the 14th December.

The Office of National Statistics shows that yearly house price growth is just 0.2% higher than the same time last year. The average house price of £291,000 is £2000 below the peak that was seen in November 2022. This data is based on recorded sold prices, and is therefore a couple of months behind what the current national house price is. The report is an interesting read with statistics divided up across different regions of The UK. The next release date for these figures is due on 20th December 2023.

Liverpool is the fastest area to sell a house in The UK. Indeed the entire North West region has performed well over the past month with properties taking just 17 days to sell, according to Zoopla, who similarly to Rightmove is also a portal to list a house for sale. One bedroom flats have achieved the fastest sale in the North West, suggesting that the first time buyer market is particularly buoyant in the North West.

Is this the end of falling house prices? Is a question that has now come to surface. In this article from The Times it says that despite increases in energy costs, the cost of living crises and increased mortgage costs, limited supply of the number of properties available has helped prop up property prices. It is also suggested that if mortgage rates continue to fall then this could help push property prices higher.

Best buyers market since 2018 according to The Guardian who reports on data from Zoopla. An average discount of £18,000 can be achieved as sellers are facing the most amount of competition in recent times with more properties coming onto the market and sellers fearing further price falls.

Many people wonder the what term We Buy any House actually means. This term is used throughout the property buying industry but does come with some terms and conditions. Of course all companies could make some sort of offer on any property as essentially everything has a price so in being able to make offers on each and every enquiry is entirely possible. However, some companies endeavour to buy any home more than others. Various reasons that are usually associated to the property itself could stop an offer being made, such as:

-Structural issues that could cost more than what’s feasible to repair, essentially writing off a property. We come across property’s everyday that need remedial work and that’s’ fine. For example if your home requires further damp proofing before a surveyors inspection this is something that we can factor into the deal. But if the property requires major structural work that costs more than the amount that you will receive after paying any mortgage off, then unfortunately we wouldn’t be able to help in this example. Here are some examples of what to look out for in a survey report

-The property is unmortgageable and this could be for a variety of different reasons Your home may have a short lease that can’t be renewed or the property may need renovation works to pass a surveyors inspection.

The Location – At Direct House Buyer we can buy houses all across the UK whether it’s a busy city location or of the most rural of properties. Certain restrictions apply to what type of deals we can offer in Scotland and unfortunately we can’t purchase homes in Northern Ireland.

We get many enquiries from Landlords who are looking to sell some of their portfolio for a variety of different reasons, Often landlords ask if they can sell a tenanted property and the answer is Yes. We are able to buy properties that are tenanted but the terms of the tenancy must be fair and at the market rate. If you are a Landlord who is wishing to free up some cash or even just tired of your landlord duties and finally wish to sell up, then please contact one of our advisors today to discuss your specific requirements.

At Direct House Buyer you sell your property directly to us. Our head office uses it’s own cash fund to help facilitate straight cash sales, Assisted Sale and delayed completions. No need to wait for a buyer to walk though your door, you dictate the time that you want to sell and the price you will eventually receive is set in stone, before any transaction begins. The amount that you receive on completion is also free from any fee’s and associated costs as these are covered by ourselves.

When speaking to one of our advisors, you will be asked a series of questions regarding your property and based on this and comparable prices in your area our specialist will be able to give you a preliminary price (which is subject to inspection) on the initial phone call conversation.

Once you have considered our offer to buy your house and are happy with the price, timescale and terms, we will then further inspect your property. At Direct House Buyer we cover all fee’s and costs so at our expense and still of no commitment to yourselves we will instruct the following to further examine your property:

1) Two Independent estate agents who will have local knowledge and will be local to your area

2) A Independent RICS Surveyor will be Instructed to visit your property

3) A Solicitor will be instructed that you can choose from our own panel. Or if you wish to instruct your own solicitor then we can contribute towards the fees.

4) We will meet the pre agreed exchange and completion dates. You can even choose to exchange first and delay completion to a timescale that best suits your situation.

Royal Institution of Chartered Surveyors RICS As mentioned all market valuations are approved by an independent RICS Surveyor leaving you rest assured that our offer is based on the fair market value for your home.

Guide to selling your house A step by step guide to selling your home, It includes handy information regarding stamp duty, estate agents etc

A guide to selling your house quickly when interest rates are rising and house prices are falling can be seen in this handy article from The Standard. With the uncertainty we face during 2023 advice such as checking if your mortgage is portable, renting before you buy so you can be chain free and prioritising cash buyers is discussed.

Breaking out of a housing chain helpful information regarding being stuck in a chain, we receive many enquiries from sellers looking for a solution to this problem.

Selling your house yourself a more common trend these days for homeowners to take the process of selling their home into their own hands, here’s a guide full of the pro’s and con’s of doing it yourself and what to look out for.

Helpful advice to help you sell your house faster, certain tips in here are a easy fix to help improve the value of your home.

Money Saving Expert provides a very handy guide which includes tips of how to sell your house quickly and comparisons between online agents, high street estate agents and selling privately. Getting a EPC certificate and the possibility of selling your house first and moving into rented accomodation before you buy your next home are all considered. The option of selling to an online house buyer hasn’t been compared but information with that comparison can be found here

Information about The New 2021 Help to Buy Scheme

Help to Buy Eligibility Criteria Applies and is Summarised Below

1. Both you and your partner must be first time buyers
2. You must buy a new build house from a developer who is approved and registered with the help to buy scheme
3. The house must be your primary residence i.e. You can't buy as a property investment and let it out to tenants

There are Price Caps for Each Region, seen below:

1. North East – £186,100
2. North West – £224,400
3. Yorks and Humber – £228,100
4. East Midlands – £261,900
5. West Midlands – £255,600
6. East of England – £407,400
7. South East – £437,600
8. South West – £349,000
9. London – £600,000

Get in touch with us today and a member of our experienced purchasing team will be able to provide you with a variety of different offers that can be tailored to suit your needs. Our offers will vary according to a few different variables:

Your property location – Off course you can’t physically change the location of your house and if you feel that it’s the location of your property that may be making it difficult to sell then that may not be a problem for us. Our team of house buyers are experienced in purchasing property throughout the UK and we will always endeavour to make a fair offer even for the most rural locations. Our we buy any house service means that we endeavor to buy any house throughout England, Scotland and Wales. We are able to consider problem properties that for various reasons can't be sold through an ordinary house sale e.g. your property may require structural works before it can become mortgage-able again and therefore requires a cash buyer. If your in a sticky situation that needs specialist attention then it's worth speaking to our specialist to see how we can help.

What’s your Timescale – When speaking to us one of our first questions will be how quickly do you need to sell. If you require a particularly fast sale then we will endeavour to offer a quick cash purchase using our own cash fund and complete in the timescale that you require. However, if you do have a bit more spare time on your hands then we will be able to make you a more competitive offer that’s closer to the full market value of your home.

If you wish to sell your house fast for near market value then please ask one of our advisors about the Assisted Sale product. Most of our competitors solely offer a straight cash sale which can often be very fast in terms of timescale but may also not be so favourable in terms of the agreed sale price. Therefore, if you do have a bit more time on your hands and are able to give us a few months to fully complete the sale then we will be able buy your house fast for an amount that’s far closer to the market value. Essentially our Assisted Sale product is an exchange with a delayed completion, we will also provide you with an initial cash sum that will allow you to move on, in return you will give us a few months to fully complete the sale of your property and after this timeframe you will receive the full pre-agreed remaining balance.